Piano Rent to Own: Buy Anytime, or Never
At PianoPiano, rent to own means renting first and deciding later. Every rental payment you make in your first twelve months comes off the purchase price if you buy. If you don't buy, nothing happens: you keep renting at the same monthly price, or you stop renting and we come pick it up. There's never any obligation.
You want a piano in your living room. Whether you want to own it is a separate question, and it’s not a question you need to answer before you’ve even tried the instrument at home. So rent it first!
Rent to own, and rent then own
‘Rent to own,’ as most companies run it, is layaway with a piano attached. You choose at the beginning. The instrument is locked, the price is locked, and the payments run toward a purchase you already agreed to make. In many cases you can’t get out of the contract without penalties.
At PianoPiano, we do it the other way around. You rent, and owning stays open:
- No permanent decision at the start. You are renting a piano. That is the whole commitment.
- You can change your mind about which piano. Your credit follows you to any piano of equal or greater value. That means you can exchange your rental if your needs change or you want to try something different!
- You can stop whenever you want. Give us thirty days and we pick it up.
- You still pay over time, with far less riding on it.
None of that costs extra. It’s just how renting from us works. It’s easy to get started, just choose a piano!
If you decide to buy
Your price is set on day one and never goes up. The purchase price is written into your rental contract when the piano is delivered. Piano prices rise every year. Yours doesn’t.
- Your first year of rental payments is subtracted from that price. 100% of it. Every rental payment you make during your first twelve months is credited toward the purchase.
- Credit accrues for twelve months. After that it stops accruing, but it never expires. There's no time limit on how long you can keep renting and keep your rental credit. Keep renting for as long as you like, when you’re ready to buy, you’ll still have the credit from the first year. No time limit, no pressure. Other places make you buy or send back the piano and you lose the option to buy if you don't do it right then. We never do that.
- You are not locked to the piano in your living room. Apply your credit to the one you have, or any other piano we own of equal or greater value.
- The balance is paid over time at 0% interest. Real 0%, with no deferred-interest clause waiting to reprice the whole purchase if you miss a date.
Or just keep renting
Most of our customers do, some of them for decades.
Your monthly payment still never increases. Not after a year, not after ten. The rate you start at is the rate you keep, for as long as you keep the piano. When your initial term ends, the contract simply rolls on at the same price.
Exchange anytime.* Not at the end of a term, not at renewal. Whenever the piano stops being the right one. Maybe your room changed, your player got serious, you want the bigger sound. Whatever.
We have thousands of instruments. We’ll keep changing it until you find your perfect piano. Bigger, smaller, new house, new apartment: however your life changes, we’ll have the piano to match it. We take pride in saying, “we won’t let you make a mistake.”
Or, just send it back. Thirty days’ notice and we take it away. That is the part people forget to value--until they’ve tried to get rid of a piano (pro tip: it's not as easy as you think).
Why it matters whose piano it is
We’re a rental company. We buy pianos we want to own forever, so our grandchildren can rent them to your grandchildren. That shapes what we buy: instruments built to survive decades of being played, moved, and played again.
It also makes a free piano a worse deal than it looks. The one on Craigslist, the one the neighbors are desperate to hand over, the one that came with the house. Nobody knows what has happened inside it, nobody has serviced it on a schedule. You can pay to have it moved to your house, tuned and set up, only to find out it’s a lemon. Our piano movers get calls all the time from people that need to rent a piano, “and while we’re at it, can you remove this free one I found on Facebook.” A bad free piano is how kids decide they don’t like playing.
We know the history of each one of ours and we make sure our renters keep them properly maintained for future generations.
The tuner is our problem, not yours
It's our piano, so we keep it in shape. We connect you with a tuner we know and work with, in your area, rather than leaving you to find one on your own and hope they know what they’re doing.
Rent to Own FAQs
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